Bankruptcy attorney in Northern Michigan
The battered Michigan economy has resulted in large scale layoffs across the state. As a result, many people are simply unable to meet their important financial obligations. In addition, these soaring unemployment rates have also exposed many people to exorbitant medical bills as they are left without health insurance.
When your financial obligations become unmanageable, Chapter 13 bankruptcy can offer a much-needed fresh financial start. If you're considering filing for personal bankruptcy, the lawyers of Amberg, Amberg and Williams North can provide knowledgeable advice and strong advocacy. We have been serving clients throughout Michigan since 1975.
Contact our Traverse City office today to schedule a free consultation. We'll help you understand the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy, and determine which one is best for you.
Personal Service, Reliable Advice, Effective Representation
With more than 30 years of experience, we have developed a strong reputation for providing personal service, reliable advice and effective representation. Our commitment to personal service means that we will be available to answer any questions that arise throughout the entire process; when you come to our offices, you will work with the attorney you hire — not an associate or paralegal.
Under Chapter 13 bankruptcy, consumers may consolidate a portion of their debt and repay creditors over a period of three to five years. The monthly amount due to creditors is paid using disposable income, which is the money you have remaining each month after all necessary living expenses have been paid.
We have guided hundreds of clients through Chapter 13 bankruptcy, which means that we understand the potential challenges that are likely to arise throughout the process. Whether you have questions about protecting your assets or ways to save your home, we will be able to properly advise you. However, we also recognize that filing for bankruptcy is not always the best solution for everyone. We'll take the time to examine your other options, including debt negotiations, debt consolidation, or loan modification, to determine if these strategies would be more effective for you.
Please visit our Bankruptcy Practice Center for more information about Chapter 13 bankruptcy.
Contact an Experienced Bankruptcy Lawyer in Northern Michigan
If you are considering Chapter 13 bankruptcy and want to discuss your concerns with a knowledgeable, experienced attorney, we can help.
To schedule a free consultation, contact us by e-mail, or call us toll free at 866-447-9209 or locally at 231-929-8340.
We are a debt relief agency. We help people file for debt relief under the United States Bankruptcy Code.